981 Insurance

[Spydermonkey1985]

Hi All,

Who are people using for insurance on 981 Boxster's? I've spent the last few days ringing around and seem to be getting my arms pulled off! I've had a look on the comparison sites but really want a better level of cover like knowing I can use a Porsche Approved repairer and use a main dealer for a replacement screen/re-calibration.

Obviously aware of policies increasing in respect of yesterdays ruling but i'm around £150 plus difference on last years which is 20% up.

So far I've tried Adrian Flux, Nowell & Richards etc. Tried to approach Carbon Insurance Brokers (the new, old Porsche Insurance) but still not taking on new business.

Locktons are next on the list.....

James

 

[jockmog]

There is a separate thread on this in the "General Discussion Area" (scroll down). In my experience, both Locktons and Manning who advertise heavily in Porsche Post are both a waste of time.

 

[keiththo]

I went to Esure for my 981 Cayman.
I was previously with Avviva being the Porsche official insurer but price at renewal was much higher last October and i wasn't interested in the track day cover anyway. Admiral who were very good and authorised a repair at a Porsche approved bodyshop without viewing were also much more expensive this time.

Keith

 

[Spydermonkey1985]

Thanks all!

I shall take a look at Esure and the thread in the general section.

 

[whinbush]

I opted with Direct Line
I'm 50 with full NCB and no points and my 981 GTS comes in at £467pa

 

[tjb]

I have been with Porsche Insurance since we bought our first 981in 2013 from new and always found them the best deal, Locktons are hopeless and just think of a number and triple it!!
Our insurance last year for a base 2.7 Boxster was £303.98, fully comp with protected NCD and including Class 1 Business use, Lockton quoted me £660!!
We changed part way through the year to a 981 GTS and paid an extra £50 for the rest of the year.
We have now renewed from March with Porsche Insurance who have now moved from Marsh to Carbon, cover still with Aviva, cost £269.78, asked Lockton to quote and you guessed it, over £900!!

 

[BoxsterLL11]

I am over 50 (4 years NCD), just changed the car from a 987 to a 981 and am with Saga.
I got some quotes when my renewal was due last November and some of those that advertise in the PP were quoting 3 -4 times as much for the 987 that I was paying to Saga.
I did get a competitive quote from Lockton, went back to Saga to cancel and surprise surprise, they came up with a better quote for me so I just stayed with them.
I was paying about £360 for the 2011 2.9 987.
Its about £420 for the 2012 3.4S 981.
I pay quarterly so there is no credit charge.

 

[iainmanson]

Just going through the same process, gave Locktons a try but came out over £590, which I think is rather excessive. I'll try Carbon next

 

[Spydermonkey1985]

Best quote I have so far is around £470 with Hastings Direct..... (any positive experience?)

Next best is £570 with Adrian Flux.

Sadly after those two I've had £1150 with Nowell & Richards, £750ish with Locktons and £1250 with Manning.

It seems the problem with brokers (all seem very friendly!) for me is despite only using the car for social/domestic and doing sub 5000 miles a year they don't like that its the only car in the household.

 

[igmorris]

Newbe to forum here, I have just changed from CCi as I previously had a Lotus Elise and purchased my 981 Boxster S half way through the year so stayed with them until renewal this month. CCi (Aviva) want £470 ish. Changed to the NFU, £277 per year, including protected NC. Legal aid, road rescue, £500 excess, garaged in a grade A low risk area.

 

[BrianJ]

I had a very professional quote from NFU for £227, slightly less than Saga so well worth a try. Product very comprehensive. The only downside was their mandatory excess for theft of £1000, (10 x current Saga theft excess of £100) on which they wouldn't budge. Some unusually entertaining questions from NFU too, about carrying large numbers of shotgun cartridges and/or explosives!

 

[paul08]

I have never managed to get a price out of NFU, either for my BMW 330d or my Spyder. Trouble is, they never tell you why they feel unwilling to quote

 

[igmorris]

I had a very professional quote from NFU for £227, slightly less than Saga so well worth a try. Product very comprehensive. The only downside was their mandatory excess for theft of £1000, (10 x current Saga theft excess of £100) on which they wouldn't budge. Some unusually entertaining questions from NFU too, about carrying large numbers of shotgun cartridges and/or explosives!

Unfortunately for me I qualify for a Saga quote but on their website it came in at around £350.
The NFU (National Farmers Union) I suppose is used to having clients drive around with guns and ammo in their cars, I fall into this category every now and again.

 

[StephenJW]

I did mine (718 rather than 981) through LV, I have house insurance with them so got an extra discount.

You never know how good insurance is till you have to make a claim and unfortunately I've had to make a claim on the house insurance a couple of years ago and they were excellent which is one of the reasons I went with them for the car.

15k miles per year, protected NCB, business cover for the wife, overseas use was just over £500

 

[Boxster7]

I've just been quoted £439 on a renewal from Carbon (formerly Marsh), for my 981 Spyder.
They have removed track cover, plus reduced pay outs for certain claims over the old policy.
But I guess a reasonable quote.

Anyone got a good quote which includes track cover ??

cheers

 

[bandido]

That is a seriously pared down price Brian...well done
I personally wouldn't worry too much about the big excess on theft or serious damage (hopefully a never happen/once in a driving career event).
What is the windscreen excess?
I've just paid about £325 to Nationwide/Liverpool Victoria (£600 excess, £150 windscreen excess, fully comp Euro cover). They paid out on a broken windscreen last year (following a 911 GTS into Woodstock, thank you) and (long story) I got my OPC to do it rather than LV's Autoglass. Generally they handled that issue well

 

[missile]

I have never managed to get a price out of NFU, either for my BMW 330d or my Spyder. Trouble is, they never tell you why they feel unwilling to quote

They declined to quote me. I was informed this was because they do not insure most(?) city post codes.