Best insurers

[Porka944s]

Hi all,
I haven't been on here in ages. After my insurance ran out (Hagerty refused to renew as they moved the goal posts to being 30 not 25) i parked the 944 in the garage, dirty and left it there since, the MOT has even expired now. It's been a fair old while now, at least 3 months i guess, but i went out to look at it today, i have been so close to putting it on Ebay and just letting it go. It started first time, i was proud of it. Me and the missus have a baby on the way in April and i thought it'd have to go as i needed the money, but things aren't so bad so i think i'll keep it. Either way it needs to be insured, who is good out there now on a classic policy, i'm 27, only want about 2k miles a year. Any suggestions. either way once its insured, ill get the MOT, then i'll get it serviced and finally sort out the body work grumbles. All so i can love it again.

Hope someone can help,

Mark

P.S i was only paying about £250 before so i'd really need it around that figure again.

 

[deafasapost]

try footman james, you need to be 25 so you qualify. the cheapest for me by far but i'm 40 so an old bastid!

 

[GPF]

You could try Classic Line.

Mine is £350 for 5,000 miles, £11,500 value (yes, I know!!) and all my mods declared.

But then I'm even older than Mark [8|]

 

[u63af]

I am 27 insured with Adrian flux 944 turbo with roll cage, coil overs and engine mods declared. £380. 2000 miles

 

[Porkie1664]

Ditto Classic Line.
Mine is £180 for 5,000 miles

 

[Frenchy]

Classic Line, got my BMW with them , yet Footman James for the 944's though they were silly money for a friend who wanted his 944 Turbo and 964 Anniversary covered, linited miles ,garaged, and in a low risk area just a couple of miles away from me ?
The pair of mine were £182 FC,Agreed Value,Unlimited Mileage and all mods declared.

 

[Porka944s]

Thanks so much guys that gives me a few lines to follow and if i could get it for £180 that'd be a dream!

 

[wardtimothy]

Lancaster will insure virtually any car from the early 90s and before for £210 with 5000k limited mileage, I have checked and even 5litre cars go through at this cost. They are on moneysupermarket too. They dont like mods though.

 

[Porka944s]

I just got a quote off of Lancaster £184 couldn't believe it, i think that'll be my xmas present to myself in the new year!

 

[Eldavo]

I was with Lancaster last year but with RH this year, £118 and better cover than Lancaster.

I'm 30, 3k miles per year.

 

[lookingfora944]

This thread depresses me. You know what my cheapest quote was?

£800 per year!

38 year old man, no points, never claimed before. I have zero no claims as I have not owned a car for over 5 years. But all because I live in London and the car is parked on the road

 

[Porka944s]

Eldavo, who are RH?

 

[simkin911]

RH Classic - in the porsche mags - I'm with them and pay £180 pa.

http://www.rhclassicinsurance.co.uk/

 

[picopro19k78]

I agree RH.

Have been with Lancaster but these were better. Mine 944 is about £180 and the Evo 4 £200 for 5k miles, upto 3 months Euro cover, breakdown home and abroad, £5 mill personal etc. This even has the missus on both.

944 Mot'f but not taxed at present but the cheap insure means that I can keep it insured whilst not using.

 

[Asiangunner]

Another vote for footman and James, 27 yrs old no NCB needed, garaged and limited to 3000 miles....£198. I was well chuffed and it was one of the biggest reasons i got the 944.

Does anyone have experience of if you need to up the mileage slightly if your coming to your limit, what do companies like footmans normally charge?

 

[supersport]

It is always worth trying some of the every day companies, but not Direct Line as they need a full alarm system.

I am with Aviva insured as daily car, 10,000 miles, SDP + limited business use kept on the drive way, although it is actually garaged, £250 this year. As a new customer you can get it cheaper as they do get 2 months free and when using a cash back website like Top Cash back you get some back. I got £70 the first year. This is with no alarm, car worth £2k for a 40 year old with full no claims.

Otherwise RH and Classic Line are both good as I have used them for the 911.

 

[gordon0310]

I can only get £914 with footman james, on a 6000 limit, garaged and 4 years no claims. I was hoping for it to be my daily driver but all of the quotes were over 1k, or £989 with kwik fit. I dont have another car so can't get in with the classic policies.



STUNG

 

[simkin911]

That's a real shame as one of the major benefits of having your Porsche as a second car is the classic car insurance.

I really detest the insurance premiums when they appear disportionate to the value of the car. I'd probably not have bothered with my 944 if the annual insurance premium was a quarter or a third of the car value. I love it but not the extent I'd pay for something that seemed at odds with the risk presented to the insurer.

I must say I'm still suprised at the cost in view of garaged status AND 4 years no claims. Was 3rd party cover available and a feasible option for the first year or two? Risky but perhaps worth considering...

 

[gordon0310]

iv not looked at third party protection to be honest although that might be an idea. My first car was a peugeot 106 1.1 with no mods or anything I payed £2700 for the insurance. Insane. I need to get to WH Smith to get a couple of porsche mags for porsche specialists.

 

[gordon0310]

For anyone else around my age. I just added my dad as an additional driver and I am now seeing quotes for around £800 from companies that offered me insurance for £2100 for example.