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Car park shunt

PaulHere

PCGB Member
Member
After doing some shopping in Milton Keynes got back to the car after dark and was waiting stationary in a queue to join the road, when the car to my left backed out of his parking spot right into the 924!

I was expecting the whole of the passenger side to be caved in, but there was only a dent behind the passenger door (didn't even break the paintwork) and a slight crease in the door.

Insurance sorting it out now.
 
Nah, the weight of his ego[:D]. Hill, what hill? Even a spiritedly driven Reliant Robin could make 36 along there.
 
Hi Paul,

Bad luck with parking ding. If my 'near misses' (not all on the receiving end, I'm ashamed to admit) are anything to go by, I bet there are loads of shunts in car parks. I guess you won't have any problems on insurance front because you know who did it and it appears to be minor damage that will be cheap to repair.

Which brings me to my point. Could anyone out there explain to me what the situation is regarding making insurance claims on our cars? Their market value is so low that it wouldn't take much of a shunt for them to be declared insurance write-offs. Even worse, I've heard that under such circumstances you wouldn't necessarily have the right to buy back your damaged vehicle at salvage value.

What's the best way to avoid losing a cherished car in this way?


ATB,

Mike
 
It all depends on the category of the write off.(actually more correctly defined as "beyond economical repair") I "googled" this and got the following:
Category A requires total destruction of the vehicle and even good usable parts cannot be stripped from category A losses, and legally sold. The licence for the registration mark is retained by the DVLA.
Category B is less severe in that it can only be used as a donor for parts and cannot be repaired for use on the road. The mark is retained.
Category C is a damaged vehicle with the potential to be repaired and put back on the road, that is beyong economic repair using brand new parts. I bought a Cat C write off, and repaired it, so I have first-hand experience. The repaired vehicle has to undergo a special test at one of a select number of SVA test centres, not the run of the mill testing stations, which it must pass in order to obtain a certificate of authorisation to apply for a registration mark. Once overcoming that hurdle the vehice then has to pass the standard D.O.T. test or MOT as we call it. As the registration mark, or again more correctly, the right to use the mark on a vehicle( we never own a registration mark) is retained by the DVLA, upon application for a registration mark, it could be possible that you get the mark with which the vehicle was issued upon its first registration in the U.K., an age related plate, or the last previous non-private style plate. In my case the vehivle was on a private plate which the previous owner managed to retain but the mark it now caries is non-transferrable
Cat D is a damaged vehicle that the insurance company decide not to repair
CAT F is fire damaged, much the same as CAT D
 
I always try to park miles from anyone else wherever possible & not downhill from the trolley drop off, fatal! Apologies for stating the obvious!! Worth making a mental note of that as i well remember sprinting top speed across Tescos carpark to just in the nick of time, prevent a trolley running into my BM.

Avoid posing out front of supermarkets; theres always some old dear/mum with screaming kids not in control looking for something shiny to run into.

Having said that theres always some d*ckhead in a transit insists on parking right next to you so his snotty nosed kids can peer in & get the windows all messed up.
 
Oh well listen to Mr laa dee daa [;)]

Running two cars means i may have to switch from Tesco to Aldi/Netto/Lidl/Iceland in the near future or move to a caravan [:D][:D][:D]
 
ORIGINAL: geoff ives

You could always get your groceries delivered by Harrods... [8|][8|][:D]

Yes come off it Geoff. You'll be telling us that you get your cars serviced at an OPC next.
 
ORIGINAL: 924nutter

ORIGINAL: geoff ives

You could always get your groceries delivered by Harrods... [8|][8|][:D]

Yes come off it Geoff. You'll be telling us that you get your cars serviced at an OPC next.

The difference is that Harrods understand groceries...[;)]


 
ORIGINAL: 924nutter
I bought a Cat C write off, and repaired it, so I have first-hand experience. The repaired vehicle has to undergo a special test at one of a select number of SVA test centres, not the run of the mill testing stations, which it must pass in order to obtain a certificate of authorisation to apply for a registration mark. Once overcoming that hurdle the vehice then has to pass the standard D.O.T. test or MOT as we call it.
You can mot the car first before taking it for an sva test then that way you can drive it to the test station !!!
 
First let me say that I have made a somewhat erroneous statement in that you do not get authorisation to apply for a registration mark, you get authorisation to apply for the V5 of course. TW*T.
It is entirely possible to do as you suggest, but not something I would challenge test. Well of course you can drive it, but to comply with the law the test must be pre-arranged, at your nearest centre, and not the one coveniently situated in the 'south of France' with a boot full of holiday luggage It is of course entirely possible, or it was back in 1976 when i did it, to have a vehilce mot'd and identified by chassis number alone, if what you have bought does not have a UK registration mark, but again, if the sva hasn't verifed that it is not two cars cut and shut into one how would that work? I think the trick might be to arrange the SVA test. You ought to spend a day as a fly on the wall in one of those places too. Bitch mumble gripe swear curse. Oh the joy of some people when their car fails.
 
My wife's Rover 200 was a Cat C, easy repair, looks & drives just the same, and it cost less than half its market value to do, OK so it does have a permanant note on its V5, but if you get one with no structural damage as we did, its makes for a very good deal.

Paul, sorry to hear about the ding, got a fright last week in the high winds, had 2 tiles blow off the roof, thankfully (as odd as it sounds) one shattered on the road (bloody slate tiles as well) and the other hit my 4x4, as its used for its purpose its just another good looking battle scar [8D]
 

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