Classic Car Insurance

[robwils]

Hopefully viewing a 944 over the weekend, any recommendations for places to get good deals on classic car insurance.

Plan is to use car over summer and store over winter months when weather is bad.
Maybe 3-4 K miles a year ???

Any help appreciated.

Rob

 

[Suffolk944]

Rob you will get quite a bombardment of different insurers in answer to this thread and all will be worth looking into - as ever it pays to shop around. The two I have used for my 944's are Lancasters and A-Plan and have been happy with both.

 

[Copperman05]

Classic line are constantly one of the cheapest and include PCGB track days for free. But all circumstances are different, I would phone around the main brokers and compare.

Edd

 

[Chrishazle]

+1 for Classic line - I've had my 968 with them for 2 years now, but each person has different circumstances (age, useage, where it's parked etc) so it's worth shopping around.

 

[Mike_Pollock]

Performance Insurance for my '83 2.5 but they weren't interested in the '89 2.7 so thats with Carole Nash!
So shop around as the guys say - everyone is different.

 

[colin944]

always used aon been good so far

 

[Hairyarse]

I haven't used A-plan for years, daft really as they always used to give me the best quotes!

For my 944 I used Adrian Flux, they were quick and very helpful and open long hours on the phone which helped

 

[spyro_x]

Footman James for me, sorted me on a limited mileage policy

 

[Frenchy]

Footman James (owned by AON) Classicline also good.

 

[rmarnie]

RH Associates have been great - very reasonble premiums, although I've luckily never had to claim. They have an ad in Porsche Post usually

 

[Lowtimer]

We had long recent thread here, which is worth reading through.

http://www.porscheclubgbforum.com/tm.asp?m=593704

 

[912UK]

Hagerty have been great. I use them for 6 cars and I also use Classic line for the other two.

Would not touch Adrian Flux with a barge pole infact I would rather walk than use them.

AON were simply the best EVERY period.. but Footman James took them over ( well Aon wanted out of classic cars ) and again I would not hold Footman James in the greatest of reguard.

Hagerty and Classic Line Currently are the best in my view.

 

[Fat Albert]

I used Swinton Classic for the first year, but then they changed their policy on insuring main cars as classics, so I switched to a standard Aviva policy with NCB, etc

 

[Jonesey]

I have just renewed mine with RH. Last year I insured with Lancaster at £127 with mileage limited to 3000. They came back with a renewal quote of £240 for this year. So, shopped around and Performance Direct and RH were pretty close on price but RH pipped it by offering Legal Assistance, breakdown cover and commuting (for the odd occasion I want to use it to go to the station) for £155 with mileage limited to 3000.

As everyone else has said, best to shop around the usual suspects as the alchemy insurers use to load premiums based on individual circumstances is only understood by themselves, Estate Agents and Solicitors.

 

[912UK]

155 seems to be the standard price this year mine was that too.

 

[cococola]

mine went from £137 last year to £156 this year with 5000 mile limitation...still cheap and with a £5000 guaranteed insured price[]

 

[Mr.FixitNorm]

I've just bought another car as a daily runabout so the 944 is going to be for summer use only, I shopped around and the cheapest for me was Lancaster @ £117 for the year with 3000 miles[]

I've found in general the first time you insure with a company online the quotes are really good, the next year it goes through the roof[]
Only thing to do is online insurance tennis and keep switching.

Loyalty with insurance companies obviously means nothing these days[8|]

Norm

 

[billus99]

I definitely would recommend RH - they do specialist Porsche and Triumph insurance (£170 and £70 p.a. respectively, no mileage limitations), and now have the two "daily" cars insured on group policy at annual saving of over £300 over separate policies with other insurers previously.
V helpful on the phone, too.