Courtesy Car

[Guest]

Hi all,
Boxster going in for 1st service soon.
On requesting a courtesy car for the day, I was informed I'll have to insure it through my insurance for the day. Not having experienced this before, is it normal practice with OPC? If so, anyone experienced difficulties with their insurance regarding this?
Mike

987S Seal Grey

 

[gdavison]

Yes - its pretty normal practice ...When I was with Privilege it was a pain organising but do-able and sometimes cost 10 GBP or so "Admin charge for issuing the cover note, sir" .. Now I am with an independant broker its easy .. I ring them they sort it, no cost

 

[THX911]

As gdavison mentioned this is normal and same as when a car goes in for accident repairs; the only problem you may have is that your insurer/policy might not insure you for a more expensive car, on my 986S I have been refused insurance for a 997 and a Cayenne S but this worked in my favour as the OPC then put me on their own insurance at no cost, whereas my insurer would have changed a small admin charge.

 

[Dapster]

If you go on the OPC insurance, make sure you understand the terms of their excess....

ps. Beware the effect of the courtesy car - I droppped my 987S in for some work and got a brand new Cayenne S with all the bells and berjangles. A day later and I was going through the price list speccing a new one before my wife pointed out that I was about to spend 50 grand we didn't have on a 2.5 tonne family car we didn't need.....

 

[Guest]

Thanks guys, that was to be the follow up question, what could I expect to get for the day. Could a visit to the bank manager be the next step!

 

[Rodney Naghar]

I've had 3 courtesy cars over the pat 6 months, Cayenne (too weak), Cayenne S (great) and 987 (awesome)....I feel like a motoring journo!
It's fantastic because you get to try options on these cars you might not have on your car, giving you a real life idea if they are good or not.

I just gave back a 987 yesterday, what a car! Apart from the drive I loved the gearbox and loved the sports seats. In future I won't be getting tiptronic anymore...that's how useful that courtesy car was for me, as I wouldn't have even dreamt of trying a manual before.[]

Oh and my insurance company didn't charge me anything for the cover.

 

[430 DJ]

When I had mine serviced in January, I had a 997 as a courtesy car and elected to be put onto the OPC's insurance, which cost me £20 for the day (plus petrol), partly cus I didn't want the hassle of changing mine over for just a day. To me, that was money well spent, as the 997 was fantastic...The only problem was I didn't want to give it back....

Regards
David

 

[marlin]

I take it you have to ring your insurance company from the dealership, as until then you do not know the reg?

Knowing my insurance company there will be a charge, they hit me for £38 for change of address (e-sure) One thing I am esure about ,is come renewal they will not be considered

 

[THX911]

ORIGINAL: marlin

I take it you have to ring your insurance company from the dealership, as until then you do not know the reg?

Knowing my insurance company there will be a charge, they hit me for £38 for change of address (e-sure) One thing I am esure about ,is come renewal they will not be considered

Courtesy cars are allocated the day you book your service, so they will give you the reg plate and details over the phone.

 

[marlin]

Cheers, I will have the Porsche truck[]

 

[Rodney Naghar]

partly cus I didn't want the hassle of changing mine over for just a day

Your insurance company will fax over a cover note insuring you for the new car (it's not a swap), so you are insured for 2 cars. Standard cover notes are for 1 week, and many don't charge u anything (Academy insurance, using Norwich Union certainly don't). All u need to supply is the model of car, value and reg plate. All this information should be provided to you well in advance (as THX911 correctly mentioned)

 

[Guest]

OPC indeed informed me to phone the day before to get details of the courtesy car.
I'm with "More Than" at the moment, but at 20quid for the insurance from OPC, that might be the easiest option, although it has not been offered as yet.
Anyone else with "More Than"? Best deal I found for insuring two cars, albeit with 500quid excess on the 987S.

 

[MARK H.]

I found it easier to be put on the OPC's insurance. They charged me an extra £15 with a £500 excess. It was cheaper than what my insurance company wanted!!
Apparently you can just have a courtesy car from the OPC, BUT if you don't pay the £15 and you have an accident the excess is £5000!!!
I used Exeter OPC.

 

[gdavison]

When my Cayenne was in a few weeks ago I was lent a 911 C4S Targa .. I did my own insurance for the day .. nothing to pay