Here here Helen.
...And in the US, you get a replacement engine in the event of repeated RMS failures, not to mention a four year warranty.[:'(]....
Goofy, I don't think the RMS problem can really be termed a reliabilty issue; it is, as far as I can gather (not an assertion), more to do with a manufacturing fault whereby 'out of true castings' result in a nonconcentric crank i.e shaft run-out, which is commonly believed to be the cause of seal failure: Therefore, repeated seal replacement often proves fruitless.
From what I have read, on this forum and others, I personally conclude that in most cases seal problems generally only result in seeps and weeps and seal replacement only becomes necessary if oil loss becomes significant.
As per advice above, certainly give consideration to a warranty - I had similar concerns to yourself (I got drawn in to all the horror stories) and I opted for the warranty to cover me in the very unlikely event of engine failure. Now I'm not worrying at all. The cost hurts, but the warranty certainly promotes restful sleep.
I wouldn't suggest you go out and buy a Toyota Corolla though [:-](sorry Mike)