Johnny C
New member
I recently came back from holiday and some toerag had smacked into the back of my car in the multistorey short-stay in Manchester Airport. Someone had left a note on the screen saying it was a peugot, and gave the reg of the car and their phone number.
So I followed advice here, made a claim with Privilege but left it on hold. Also gave the number of the car to the police.
The Police followed it up (only took 3 weeks). The copper checked the back of the car with the reg left, and said there was no damage or signs of scraping/impact, and the car was dirty and didn't look as if it had been repaired. The chap says he didn't remember hitting anyone (which I guess he would). Only snag, the phone number left by the witness seems to be a dud, a disused mobile number. Myself and the cops have phoned regularly, phone is never turned on, messages left on the answer phone aren't returned. So, it's looking as if the person who left the message was probably the person who hit it and left a note to look as if he was leaving his details, but in fact blamed someone else.
So, my question. I have protected no-claims. But next year, how will a claim affect my renewal costs? It would I would guess be classed as 'no fault', so in theory it shouldn't - I've had 'no fault' claims in the past and they didn't affect my renewal costs but in those cases the people who smashed into me were insured and my company madea full recovery from their insurance . But has anyone any experience of a similar claim with a parking hit&run?
A full insurance repair has been estimated at £5K with £750 excess, a repair estimate is £750. However several other cosmetic things will get sorted with the insurance claim repair. If there is no increase in insurance costs in years to come, it's worth putting the claim in and getting those cosmetics things sorted.
TIA
So I followed advice here, made a claim with Privilege but left it on hold. Also gave the number of the car to the police.
The Police followed it up (only took 3 weeks). The copper checked the back of the car with the reg left, and said there was no damage or signs of scraping/impact, and the car was dirty and didn't look as if it had been repaired. The chap says he didn't remember hitting anyone (which I guess he would). Only snag, the phone number left by the witness seems to be a dud, a disused mobile number. Myself and the cops have phoned regularly, phone is never turned on, messages left on the answer phone aren't returned. So, it's looking as if the person who left the message was probably the person who hit it and left a note to look as if he was leaving his details, but in fact blamed someone else.
So, my question. I have protected no-claims. But next year, how will a claim affect my renewal costs? It would I would guess be classed as 'no fault', so in theory it shouldn't - I've had 'no fault' claims in the past and they didn't affect my renewal costs but in those cases the people who smashed into me were insured and my company madea full recovery from their insurance . But has anyone any experience of a similar claim with a parking hit&run?
A full insurance repair has been estimated at £5K with £750 excess, a repair estimate is £750. However several other cosmetic things will get sorted with the insurance claim repair. If there is no increase in insurance costs in years to come, it's worth putting the claim in and getting those cosmetics things sorted.
TIA
