Insurance...again

[colin129]

I recently posted that I have received good quotations off Confused.com

Since it is that time of year again, I ran my car's details through and the top but one best quote was from Lancaster Insurance who advertise in PP and also offer a club discount.

Does anyone have experience of them?

 

[colin129]

Scub that....just called them up and they wanted to charge me £30 extra to guarantee a courtesy car, they are only subject to availability normally.

Also, it seemed such a complicated process even before they tried to con an extra £30 out of me for something that should be included anyway, so far as I can see.

Not recommended!!

 

[ray stobbs]

try hagerty insurance they do classic cars and are great to talk to chris on 08700 620 220

 

[Steve Brookes]

I'm with Hagerty too...can't fault them so far []

 

[Sifly]

I'm with ClassicLine insurance on a limited mileage policy (3k pa) - can be upped to 5k with a phone call

I got their No. from PP.

Agreed Value
Fully Comp
£100 claim excess
£60 windscreen excess
european cover

Price was LESS THAN HALF the PRICE of all the others i rang []

Ask for Daren Coote (director), seems a top bloke who knows his cars and won't ask you a million daft questions such as 'is it a hatchback or saloon'!!?

tel:01455639000

simon

 

[graham harvey]

Certainly try Hagerty - £190 on limited mileage, garaged policy

 

[appletonn]

ORIGINAL: graham harvey

Certainly try Hagerty - £190 on limited mileage, garaged policy

Blimey that is cheap - what is the mileage restriction, as I'm with Hagerty too, but paying a little more, at present?!

 

[colin129]

Thanks for those options...I'll get on the phone later on.

 

[graham harvey]

Blimey that is cheap - what is the mileage restriction, as I'm with Hagerty too, but paying a little more, at present?!
[/quote]

Limited to 4,000 miles per annum. The car has to be in the garage by 10pm if further than 5 miles from home. To have the policy you need to have a 2nd car which is yours and not a company car. However they do not take into consieration No Claims Bonus, so you are free to use it for the 2nd car.

 

[appletonn]

ORIGINAL: graham harvey

Blimey that is cheap - what is the mileage restriction, as I'm with Hagerty too, but paying a little more, at present?!

Limited to 4,000 miles per annum. The car has to be in the garage by 10pm if further than 5 miles from home. To have the policy you need to have a 2nd car which is yours and not a company car. However they do not take into consieration No Claims Bonus, so you are free to use it for the 2nd car.
[/quote]

OK, that explains the difference, mine is for 5000 miles!

 

[colin129]

I had a proper conversation with Phil at Hagerty. It was nice to call an insurance company and talk to someone who actually gave a sh1t!

The quote was £200 less than my current renewal premium with agreed value and 3K miles. If it comes to September next year and it looks like 3K won't be enough, I can increase to, say, 5K for an extra £40 or so.

I'm still waiting for Classic Line to get back to me, but will report back on that soon, no doubt.

Thanks for your help guys!

 

[Steve Brookes]

BTW Hagerty will also provide you with trackday cover. They charge 10% of the policy price per trackday. Just ring them up a few days before the trackday, pay the extra premium over the phone and your covered. Works out at about £34 per trackday for me. Just in case Curbourough gave you the bug []

 

[colin129]

ORIGINAL: Steve Brookes

BTW Hagerty will also provide you with trackday cover. They charge 10% of the policy price per trackday. Just ring them up a few days before the trackday, pay the extra premium over the phone and your covered. Works out at about £34 per trackday for me. Just in case Curbourough gave you the bug []

He told me that too! but note that the excess rises to 10% of the agreed value.

I think I'm too slow though....[&o]