insurance price

[kdp99p]

At this moment I pay £300to insure my mini cooper and £200 for my 944,I have a full no claims bonus, but have 5 points for speeding ..I am thinking about selling both and buying a boxster to run every day,I am looking for a running Costs guide ,insurance, mpg ,that sort of thing.I have just turned
50 and want to live a bit,any help would be great

 

[Glyn]

Im sure with insurance they simply make it up, so many things about it doesn't make sense, however.

Your post code is a big factor.
If you put another driver on the policy that has a full NCB - like the wife you will find the premium goes down - even though they may never drive it.
My cover, fully comp, 58yrs old, Leicestershire, full NCB for a 3.2 was £350ish, for a 911 3.8S (997.2) £340

Fuel for 3.2 / 3.4, 22 MPG around town 26 to 34 on the motorway

Maintenance - depends which model you go for but budget between £600 to 1500 per yr, higher figure for cars still under warranty, no warranty then use independent specialists for servicing.

Tyres - rears 10 to 15000 miles, fronts 15 to 2000 miles - less obviously if you rag the car often

If you fall in love with the car you will find yourself wanting lots of upgrades - and Porsche parts are not cheap.

 

[pgk188]

Hi my insurance at 49 years old is around £320 Fully comp, full NCB - protected for a 05 S - I had an accident last year which hasn't affected this. (through E sure)

 

[VvrooomM]

12 years NCB, 0 points, 43 years old, garaged and 4k per annum. Last year with Sainsburys I paid £151 for my £40k Spyder. Couldn't believe it then and still don't quite believe how cheap it is now!!

 

[kdp99p]

Thanks for the help, you guys might have just pushed me over the edge,,,,,,,the good edge that is

 

[kitchens]

ORIGINAL: VvrooomM

12 years NCB, 0 points, 43 years old, garaged and 4k per annum. Last year with Sainsburys I paid £151 for my £40k Spyder. Couldn't believe it then and still don't quite believe how cheap it is now!!

That is cheap going by that i should be looking at under £100[][][]
Will try and do an online Qt and see how i get on at present with Aviva at £242 9 NCD. 68. 3k. garaged

 

[dave364634]

Ask an insurance company?

FWIW a 4.0 V8 Jag x308, and a 2.7 944 cost me half the amount to insure that a 3.2 986 cost me.

 

[kitchens]

Just did Sainsbury qt on line £191 .....premium cover £212 Lat year i changed my detail 3 times with Aviva no admin charges and can take the car to an official Porsche approved repairer if required there excess is £700 Sainsburys is only £250 so worth a consideration

 

[VvrooomM]

Age has to count against you again at some point I guess. Perhaps I'm in the sweet spot. My £150 was after £50 cashback so started at £200 but £50 credit been paid to Quidco after 6 months ish.