Brian Halling
New member
When switching from a 987 to a 981 my fully comp premium with Aviva jumped from £485 to £750 pa. My insurance broker of decades standing was unable to find me anything better offering the same cover.
When I mentioned this to my 981 salesman he suggested I get a quote from Porsche insurance. Oh yeah, I thought, another pricey option trading on the Porsche name. I was quoted just £370.56 for an amazingly comprehensive policy, underwritten by none other than Aviva! What's the catch, I pondered. Two drivers, protected no claims, £430 excess (previously Aviva £450), new replacement for first year total loss, European cover up to 28 days, special Porsche related provisions (eg no quibble over choice of repairer), claims management with loan car - I could find nothing missing in the Ts&Cs booklet, decorated with a tasteful 911. So I cancelled my old policy and said yes please. Most of the formalities were handled by email within two days, and all the paperwork arrived on the third.
My helpful advisor explained that the risk assessment on Porkers depends on three main factors:
1. Owners tend to take more care of their cars.
2. They usually do less miles per year, often having another car for routine travel.
3. They are less likely to be driven by young drivers, due to the relatively high cost of ownership.
He claimed that over 70% of all Porsches insured in the UK are covered by their company - a broker in Cardiff.
So if you want to halve your premium like me then why not give them a call. (Forum rules preclude my quoting a phone number, but any OPC should have it.)
When I mentioned this to my 981 salesman he suggested I get a quote from Porsche insurance. Oh yeah, I thought, another pricey option trading on the Porsche name. I was quoted just £370.56 for an amazingly comprehensive policy, underwritten by none other than Aviva! What's the catch, I pondered. Two drivers, protected no claims, £430 excess (previously Aviva £450), new replacement for first year total loss, European cover up to 28 days, special Porsche related provisions (eg no quibble over choice of repairer), claims management with loan car - I could find nothing missing in the Ts&Cs booklet, decorated with a tasteful 911. So I cancelled my old policy and said yes please. Most of the formalities were handled by email within two days, and all the paperwork arrived on the third.
My helpful advisor explained that the risk assessment on Porkers depends on three main factors:
1. Owners tend to take more care of their cars.
2. They usually do less miles per year, often having another car for routine travel.
3. They are less likely to be driven by young drivers, due to the relatively high cost of ownership.
He claimed that over 70% of all Porsches insured in the UK are covered by their company - a broker in Cardiff.
So if you want to halve your premium like me then why not give them a call. (Forum rules preclude my quoting a phone number, but any OPC should have it.)
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