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Insurance Woes

Wardy 944

New member
Thats not good, £380 for cover you can buy for £163 [:mad:] Have you had a quote for a Turbo yet? [:D] I'm with Flux (RSA classic) and my insurance expires on the 10th (next week) I only paid £200 last year but I'm expecting it to be more this year.
 
With the good news (for me!) of buying the square dash I looked to change my insurance over to the new car with Adrian Flux.

They've come back and they want more money!!! about £62 more. Before I bought the S2 and deliberated between it and the square dash I will collect this Friday, I had quotes on both and the competitive prices were around £160 for the early car and £320 for the S2 - which is what I paid. I even checked compare the market last night and got a quote of £163 as best price for the square dash.

No worries I thought, I'll cancel my policy, get some money back and go with the cheapest. However, Adrian Flux are telling me I can't get any refund as it's a classic policy. Is this right? I've not head that one before. I've checked the small print and it only says that you 'may' be entitled to a refund due to cancellation

tbh I feel like they've got me over a barrel!! [:mad:] I may just cut my nose of to spite my face and go elsewhere but really at a loss of what to do.

Any suggestions???
 
It is a sad reflection on the industry that most if not all Classic policies have no allowance for any return of premium in any event - mine wanted £35 to change the reg no over on the same car!
 
Robbing buggers! I succumbed and paid up, didn't have much choice really. After a lot of moaning on my part they waived their fee so I had to pay an extra £36, not 60 odd. Doesn't sound much but when I was expecting £100 or more back, still not happy. Will be going elsewhere come renewal time.
 
Thats just another case of how bad classic policies are becoming, they are stripping them down and adding some horrid clauses. I remember the days when you could accrue NCB but even that isn't allowed on most classic policies now, not that there is any real bonus to that now what with insurance premiums rising every year. But to have to pay more for a 2.5 than a S2 is just legalised robbery!
 
I'd not only tell them how unhappy you are but that you are going to make a big noise about it on every enthusiast car forum you frequent. I.e. all the ones they pay out a fortune for banner advertising on.
 
have you heard of the 'Distance Selling ' regulations ? By law anyone purchasing online or telephone etc has a 7 day cooling off period within which time they can cancel with no penalty and get a full refund.I'm sure that includes insurance cover. If they neglected to tell you that or they didn't advise you clearly about cancelation options before selling they are breaking the law. see here[link=http://www.oft.gov.uk/about-the-oft/legal-powers/legal/distance-selling-regulations/]http://www.oft.gov.uk/about-the-oft/legal-powers/legal/distance-selling-regulations/[/link]
 
Thanks for the tip peanut. However, I took out the policy about 2 months ago, I've got no comeback - its the change of vehicle they're stiffing me on
 
barstewards[:mad:].....My Wifes insurers Asda shafted me for £50.00 to add me for 4 weeks to her policy as an additional driver
 

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