insuring 2 cars

[Alpine]

I'm planning on buying a 2nd car, probably worth about £1k.

As far as I know, you can only allocate "no-claims" discount to one car, which would make my cheap 2nd car really expensive to insure.

Does anyone know if there's a cheaper way to insure 2 cars. Would I be able to get both cars on one policy? If so, who would do it as I don't think my current insurer Tesco will.

thanks

 

[SteveSJS]

Phil
I have a 924S and my second car is an older Nissan sunny - I'm insured with Frizzell/Liverpool Victoria and they do allow some concessions towards a second car.

HTH

SteveS

 

[Big Dave]

Phil
Depends how old the second car is...

Usually if its older than 10 yrs then you can get it on a classic policy...

 

[John Sims]

Usually if its older than 10 yrs then you can get it on a classic policy...

This may well have a milage limitation on it though.

 

[Fen]

And it will usually need to be garaged.

I had the same thing a Steve S; a Golf GTI and the cab with Frizzel/LV. I kept the cab on the NCB policy and the Golf on a new policy which hey gave me 30% (I think) introductory discount on. If you do it long term they allow you to accrue 2 sets of NCB.

 

[Guest]

I got a full NCB of 9 year when i insured my second car. Make s quite a difference. Some companies will give you a full intro bonus. Works for me.

 

[Fen]

Don't you have a mileage limitation on the Turbo though?

 

[Diver944]

ORIGINAL: slim_boy_fat

I got a full NCB of 9 year when i insured my second car. Make s quite a difference. Some companies will give you a full intro bonus. Works for me.

Same here, all companies are different so ring around. I can't remember who I was with when I bought the 2nd 944 but they gave me two lots of NCB, both non-mileage limited policies

 

[Helen Goff]

well worth doing some shopping around and if you can keep the milage under 5000 a year and garage the car that will also help bring the price down.

 

[Guest]

ORIGINAL: Fen

Don't you have a mileage limitation on the Turbo though?

Yes its 6k a year, but that made no difference to the insurance for the other car, its a totally separate company non classic and they were happy to give me a full NCB discount.

 

[944turboS]

I've just done the insurance trawl after getting my renewal quote from Heritage, £338 this year up from £275 last year [] same 15month old SP30 & Jan 2004 bump on the snow & ice (£1600 payout) 3000 miles pa, garaged, imobiliser etc etc
So following this thread I called A Manning, about the same so no point moving.
Called Peter S Taylor 01273820303 £178, talk about "Quote me happy" [][][]

 

[Alpine]

thanks very much - i will ring around and see what i can get

planning on getting a Fiat Cinqucento Sporting [8D] - used to love them when they new.

 

[Fen]

Oh well, better keep the 944 as the primary car since you'll have use it when the Cinq is broken []