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Isle of Man

geoff lane

geoff lane

PCGB Member
Member
I'm not sure if its general knowledge but anyone who intends to go to the Isle of Man this year will need travel insurance.

The current agreement regarding NHS health care finishes in March and health care on the Isle of Man from that date will require payment.

I should hate to think that if anyone was to have a mishap that not only would it cost to repair the car but that it would also cost to repair yourself.

Hopefully it was just me that was not aware but I think its better to be safe than sorry.

Geoff
 
Does that apply to emergency treatment as well Geoff? I would think that any Manx person visiting England would get emergency cover after 31 March? Must check my healthcare policy and see if it's valid in the IOM![&:]
 
Alan

I assume you will get emergency care, not sure if you would need to pay after you'd been fixed up, but I'm sure you would need to pay if you needed to be transported back to blighty.
 
Gents,
here's what it says on the IOM Government web site http://www.visitisleofman.com/

-----------------
From 1st April 2010 the reciprocal health care agreement between the Isle of Man and UK Governments will end and the following arrangements will be in place.
The Isle of Man Health Service is not part of the UK NHS and, except for immediately necessary and emergency treatment which does not require admission to hospital, visitors to the Isle of Man (including UK residents) who require treatment will be expected to pay for it. It is therefore strongly recommended that all visitors to the Isle of Man ensure that they have appropriate insurance in place which will cover any treatment costs and repatriation to the UK by air ambulance if that should prove necessary.
For further information and a list of frequently asked questions please click the link below:
http://www.gov.im/tourism/Special_Interest/medical_agreement.xml
------------------

We have all had to look at our travel insurance again because they cover us for going 'abroad', but not to the UK. I'm not sure how it works the other way round though, it is definitely worth checking.
It's caused real problems here for people with pre-existing conditions or over the age of 80 not being able to get insurance and wanting to go and see relatives etc.
Put that with the fact that there are IOM people fighting in Afghanistan for the British armed forces, IOM Steam Packet ships were used during WWII and you may understand that feelings are pretty strong about the way the UK Government have dealt with this. But hey, I don't even like politics....
 
Just checked our cover with our Platinum account and it's £5m for medical expenses and cost of getting you home - should just about cover it![&:] Phew!
While we're on the subject do we need to inform our car insurers too?
 
Given that my bank will give travel insurance as part of a Premier package for £25 per month (includes other things I do not need), I think I'll just get it online. But that is not so easy. A bit frustrating trying to get travel insurance for the Isle of Man as it is still deemed to be in the UK area, so does not come up on drop down menus. Moreover, I don't think it is in the EU, so one has to take out World Wide insurance. Any advice chaps? What quotes/companies do you use?
 

ORIGINAL: tscaptain

While we're on the subject do we need to inform our car insurers too?
Click to expand...

We just need a European Green Card. Most policies include that for 90 days per year. Check the small print
 
Just checked my motor policy and if defines the Isle of Man as part of the UK. Though this is not strictly true, I am however covered for my car as part of the policy.

Now here is the rub... most travel insurance policies do not cover you for the UK. Is this a minefield?
 
Yes, mine covers the IOM too - fully. Specifically Great Britain, Northern Ireland, Channel Islands and IOM. I would imagine that is pretty much standard throughout the insurance world?
 
Re health cover on IOM

Today I spoke to my contacts in the Dept. of Tourism and Steam Packet. This is the state of play at this time.

In March the UK Government ends it's reciprical agreement over health cover with the Isle of Man. It has already done so with the Channel Islands. This is seen on the Island as an outrage as it affects them much more than it does us as they will not be covered when they leave the Island to any destination. many of them spent their working lives on the UK mainland paying into the NHS.

This is how we (and several thousand bikers) will be affected.
We will be covered for accident and emergency. Will will not be covered for ongoing treatment.

There are several plans being considered like a small (very small) levey on trvelers into and Islanders traveling to UK. Knowing the Island politicitians nothing will happen until June when they will be faced with several dozen broken bikers of many nationalities and their friends.

If there are any further developments I will post them on this forum.

Geoff Ives.
Manx Tour Organiser.
 
Good news, the reciprocal health care agreement between the Isle of Man and UK Governments will be extended for 6 months. See here:
http://www.porscheclubgbforum.com/tm.asp?m=528966
 
Ditto for here in Guernsey (and I presume Jersey as well).
You will need travel and health insurance cover as do we when visiting the UK (luckily I have company cover for visiting the UK for business or pleasure).
The Channel Islands and The Isle of Man are not part of the UK (but part of the British Isles) which is the root of the reason, as the Uk Govt thought it would save money by ceasing the agreement as of last year.
This is currently a bit of a hot potato as it has caused problems for both groups of residents when receiving treatment.
Some policies will only cover after 2 or more consecutive nights, and may not include if staying with friends or family according to a radio phone in a couple of days back.
Be sure to read the small print folks, as healthcare here is very good, but very expensive!
Cheers
Rob
 
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