Suspension changes

[kevin]

Hi all,

I' m looking at changing the suspension on my 964. However, I am unsure about some details regarding the effect on insurance premiums, so thought it wise to ask you experiences first.

If I change the dampers/inserts/struts, but not the springs, and make it a like for like change. Would there be a neccessary insurance premium for this, I' m trying to persuade my insurance company that it' s not a mod, but a neccessary replacement. They however dissagree as you may gather. I could understand thier stance if I lowered it, thats a significant mod, but just replacing the dampers/inserts/struts is surely not.
Your input is much appreciated.

 

[bert gear]

this is just maintanance,and should not change the insurance, just like changing the brake discs!!

 

[John Boggiano]

I agree with Bert 100%

 

[944Turbo]

If there was any justice you should get a discount!

[]

 

[kevin]

Hi all,

Thanks for the replies thus far, however the chaps with the red telephone on wheels tend to dissagree with your appraisal. They want genuine parts fitted, or a 10% premium applies, any deviation from original is counted as a " MOD" and is therefore liable to the charge.
Even if it makes no diffference to the car, and even if it' s an apporved part change.
Jes, they are unlikely to get my business next time around after this.

Kevin

 

[Guest]

All

I suppose that I have been lucky with my insurance companies.
I have significantly modified my 3.2 (lowered/engine mods (lots more grunt !)/brake mods/even indicator mods) and, having always told the insurance companies involved, they at no time increased my premiums for any of these.