wolfie308
New member
is with heavy heart, and after 3 weeks since the incident, I have been able to bring myself to report that I am no longer the owner of an S.2.
In a brief Biblical downburst of rain whilst travelling south on the M40 between J2 and 1A, I was involved in a 3 car collision which resulted in my car coming to rest blocking the middle lane. Had to barge the partly jammed door open to get out then run for the hard shoulder with traffic baring down. Miraculously, no one was injured, police called,2 police cars and 2 ambulances arrived plus highway agency to sweep up, and 3 removal trucks. No further action was taken by the police against any party. However, an independent witness stopped and was adamant that one of the cars had clipped my rear causing me to lose control. Cut a long story short, I spoke to the insurance company last Friday and accepted their offer for the (woefully)underinsured sum of £5k less the policy excess of £335. They written to the witness and are awaiting his reply. Not sure where I go from here, it could be the end of an era. Cost of finding something comparable with 22 years continuous OPC/Indy history and £18k+ spent in the last 12 years during my ownership is depressing.
Depending on the insurance decision, this could impact heavily on my future premiums, which for last year, was £165 for 3k miles. In the meantime, take this as a salutary lesson and make sure your car has appropriate cover.
Haven't done a lot of searching in the usual places, but if anyone knows of something worthy of consideration, please feel free to post or P.M me.
In a brief Biblical downburst of rain whilst travelling south on the M40 between J2 and 1A, I was involved in a 3 car collision which resulted in my car coming to rest blocking the middle lane. Had to barge the partly jammed door open to get out then run for the hard shoulder with traffic baring down. Miraculously, no one was injured, police called,2 police cars and 2 ambulances arrived plus highway agency to sweep up, and 3 removal trucks. No further action was taken by the police against any party. However, an independent witness stopped and was adamant that one of the cars had clipped my rear causing me to lose control. Cut a long story short, I spoke to the insurance company last Friday and accepted their offer for the (woefully)underinsured sum of £5k less the policy excess of £335. They written to the witness and are awaiting his reply. Not sure where I go from here, it could be the end of an era. Cost of finding something comparable with 22 years continuous OPC/Indy history and £18k+ spent in the last 12 years during my ownership is depressing.
Depending on the insurance decision, this could impact heavily on my future premiums, which for last year, was £165 for 3k miles. In the meantime, take this as a salutary lesson and make sure your car has appropriate cover.
Haven't done a lot of searching in the usual places, but if anyone knows of something worthy of consideration, please feel free to post or P.M me.
], so glad everyone was ok though.
