Fat Albert
New member
Mine is parked on the drive and insured with Aviva for £360, it was £285 last year!
Insurance?
- Thread starter charles.y
- Start date
deafasapost
New member
3rd car, classic policy ltd mileage 3k £130 f.c. with breakdown cover. has to be garaged overnight if at the address.
So.. any change of getting this and its predecessor threads converted into a sticky, either for this forum or the FAQ section?
I'm happy to compile the whole thing into a summary posting covering, say, the last three months' entries if it will help... then if everyone adds their own renewal experience underneath, then after three months it is easy to re-summarise.
I'm happy to compile the whole thing into a summary posting covering, say, the last three months' entries if it will help... then if everyone adds their own renewal experience underneath, then after three months it is easy to re-summarise.
Suffolk944
Moderator
Yes can do this no problem. Personally I think placing such a thread in the FAQ section would be better to save cluttering up the main forum with too many stickies. Some sort of compilation would be great if you are feeling brave enough !
Suffolk944
Moderator
If you just post the summary as a normal thread then it can be FAQ'd or stuck from there...
pauljmcnulty
Active member
The reason we've never had a "stickied" insurance thread before is twofold. Firstly the insurance market changes all the time, so my "I pay £xxx" post might well be out of date by next month. Secondly, circumstances are so specific to each person who asks that it's impossible to give a hard and fast piece of advice to anyone else. So, the advice is always going to be that every person has to do a whole load of research in order to get the best package for them. [&o]
Almost everything affects the insurance price, or even if the company want to insure you at all. Once you factor in postcode, age, job, family circumstances, other vehicles owned, driving history, parking facilities, annual mileage, model, modifications, intended use (including private, business, commuting, track etc.) and many other variables it's easy to see why none of us pay the same amount.
Also, don't always equate cheapest with best; I'd rather spend a bit more for things like agreed value, European cover, track cover etc. if I needed them.
I guess what is of use is a list of Classic/ Performance insurers and contact details, it makes the search easier. But even then many owners, particularly with the Porsche as their main car, might get a better deal from any of the hundreds of "normal" insurers or comparison websites. Certainly have a go at a rolling "how much do you pay" faq; it's of interest in the same way as "I paid this much for a service". It's worth listing the companies who give a Club discount as well, with the free valuations it's worth more than the annual membership fees for many people.
Almost everything affects the insurance price, or even if the company want to insure you at all. Once you factor in postcode, age, job, family circumstances, other vehicles owned, driving history, parking facilities, annual mileage, model, modifications, intended use (including private, business, commuting, track etc.) and many other variables it's easy to see why none of us pay the same amount.
Also, don't always equate cheapest with best; I'd rather spend a bit more for things like agreed value, European cover, track cover etc. if I needed them.
I guess what is of use is a list of Classic/ Performance insurers and contact details, it makes the search easier. But even then many owners, particularly with the Porsche as their main car, might get a better deal from any of the hundreds of "normal" insurers or comparison websites. Certainly have a go at a rolling "how much do you pay" faq; it's of interest in the same way as "I paid this much for a service". It's worth listing the companies who give a Club discount as well, with the free valuations it's worth more than the annual membership fees for many people.
Paul
You're right of course that it's a liquid market, but that doesn't stop people asking and it is indeed one of the most frequent questions that people come in here to ask. I'm posting a summary now dating back to last December. Of course people will need to shop around but at least it will save everyone a lot of typing the same info time after time in response to questions if we can put it in the FAQ and people keep it up to date as they renew.
You're right of course that it's a liquid market, but that doesn't stop people asking and it is indeed one of the most frequent questions that people come in here to ask. I'm posting a summary now dating back to last December. Of course people will need to shop around but at least it will save everyone a lot of typing the same info time after time in response to questions if we can put it in the FAQ and people keep it up to date as they renew.
Suffolk944
Moderator
Will leave the the call to Mr McN
pauljmcnulty
Active member
I've just stickied it. Or stuck it. Whatever! [
]Not trying to say it's not a worthwhile idea, just that I've often had people moan about insurance. Things like "I'm the same age as him but my quote is ten times higher". Everyone can only get the best deal if they do their own research, relying on forum recommendations isn't going to be your only option.
Certainly a list of insurers who specialise in classic cars would be a good thing, if someone wants to draw up a list then it can be added to the "suppliers" faqs. Still with the caveat that specialists aren't best for many owners, just as comparison sites aren't great for some people.
How about one big sentence that reads "for insurance, spend a day on the phone"? [&:]
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