Insurance

[sidicks]

ORIGINAL: Popolou
Adrian Flux were pretty good on new quotes but seemed to not give a damn on renewals. Instead, recently got a quote from A-plan as above and managed a £500 drop. So, happy all round.

Another huge thumbs up for Acadamey Insurance from me !!

My previous insurers (through Adrian Flux) decided that they would up my premium by 70% in respect of 2 incidents for my wife earlier this year - in one she was hit by another driver who that left the scene without leaving any details and who could not be traced by the police (hence she had to claim from her own insurer) and in the second she was hit from behind but full costs were recovered from the thrid party. In neither case, was my insurance company involved, neither of these incidents were her fault and hence given that she rarely drives my car, the increased premium they were quoting was laughable.

I guess that Acadamy have a good relationship with their underwriters who will look a bit more closely at situations like this to get a better feel for the true, underlying risk and quote accordingly.

A big thanks to Ben at Acadamy !

Cheers


Sidicks

 

[Lancerlot]

There are some on the 997 Register Members only forum section.
Regards,
Clive.

 

[RJKflyer]

I went with Porsche Insurance after a truly dire experience trying to swap over my prior insurer, who was part of the RSB group.

PI ended up (a) cheaper, (b) VASTLY lower XS (i.e. 400 vs. 2000), (c) no stupid restrictions (like wanting to know where i might go with it), (d) guaranteed OPC repair, (e) P loan vehicle (i think if not your fault), and (f) sounded like professionals.

I would need to check, but i also recall someone saying that PI permits an occasional track day, but don't quote me...

 

[tscaptain]

ORIGINAL: RJKflyer


I would need to check, but i also recall someone saying that PI permits an occasional track day, but don't quote me...

Two per year in fact........[] (Excess goes up to 10% of the car's value though.......[&:])

 

[angusc]

I have been using Locktons for the past two years and thought they had been fantastic......

 

[ralphmusic]

I just tried Locktons and they are more than double my renewal notice from current insurers Mannings. I also tried Classicline who were keen to match my target number (15% less than current) and got very close.

Locktons underwriter's book is aimed at very low mileage high value cars, mileage being the killer for Porsche owners who use our cars.

I used to use the Porsche GB insurance scheme (via Marsh brokers) which I found very competitive but I needed more track days beyond their 2 Club days hence Mannings for me.

 

[JCX]

I insure through NFU being a country gent ;-). We have all three cars with them on a multi car policy. Our 997.2 Turbo is our cheapest car to insure at ~£300 per annum for 5k miles, the Mini Cooper d and AMG GLC43 both costing more.

 

[Lancerlot]

Can anyone suggest companies that are competitive and understanding in providing 997 insurance. Currently with Lockton.

Take a look at this thread you may find some useful leads. https://www.porscheclubgb.com/forum/tm.aspx?m=714611
Regards,

Clive W

 

[peterlightbown]

Thanks all. I see Mannings advertise in Porsche Post but will check some of the others too

 

[steveboorman]

I also use Mannings but do have the mileage limited to 3K. Important points for me when searching for insurance were agreed value and ability to use Porsche approved repairers otherwise I would have just added the car to my multi-car policy.
FYI, I paid just under £400 for myself and my wife with a £250 excess (10% of value during track days) on a 997 tt cab. I am not sure how many track days are included but this car wont be seeing one!

Regards,
Steve.

 

[peterlightbown]

Thanks Steve
I've found a 997 S I am buying and it will be my daily driver and will probably base it on about 12k miles pa. Obviously the premium is important but treatment if there is a claim is too!

ooh yes...............I'm joining the 997 Club Hurraaaaaaaaaaaaaaaaaaaaaaaah

 

[zeb]

I tried Locktons but they could not get within £500 of my renewal

I'm with Henderson Taylor, ERS policy with 90 days foreign cover and 5 track days covered. £590 for a 2010 997.2 turbo

 

[peterlightbown]

Thanks Zeb

Spoken to Locktons and they have said that their quotes are based most effectively on low mileage occasional use Porsche's. My 997 S will be my daily driver but will still only see about 12k miles pa which is the level their cover jumps up quite a bit so their quote is £970 but it sounds like I can probably do better even with 12k annual mileage

 

[Phil997]

Just renewed my SL AMG (same insurance level as the 997) and saved over 30% with LV. Have you tried an online quote say with Moneysupermarket. You might have a pleasant surprise as I did.

 

[Bear911]

I shall remain with Locktons - very efficient

Hunt for a lower price but I prefer to have the belt and braces view

 

[peterlightbown]

Based on an annual mileage?

 

[Nigel Williams]

I have a multicar policy with Admiral, just renewed with 6,ooo miles per annum on my 997.1 Carrera 4S Cabriolet with X-51, for £272, fully comp, protected no claims with 20+ NCD.

 

[peterlightbown]

Thanks all. Will give all these a try before I buy!

 

[jcat]

I tried Locktons and a few other specialist insurers but in short stayed with AVIVA. I have 2 cars with them and I checked all salient policy details and compared to specialists (track days excluded). Other than seeking a guaranteed value, I found all details very similar, I was mainly interested in which approved repairer I could choose and was delighted when they named a company S'Stone OPC use which is a Porsche known specialist. Equally my wife's Merc. on the same policy would also use a well known Merc. approved body shop should the need arise. All this for approx. 50% of the annual premium of Locktons.

 

[Stefan Wilczak]

Try https://manninguk.com I have been with them for 3 years - delighted with the service and they do me unlimited track days for just under £400. 7.000 miles kept in a locked garage in Gloucestershire.