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Macan GTS insurance - 4x as expensive as our GT3

NoelWatson

PCGB Member
Member
Our multi-car policy with Admiral has come up from renewal, and our Macan (owned for the last few months) is over £2k, with the GT3 coming in at around £600. The GT3 is garaged while the Macan sits on the driveway, but I am surprised at the difference. Is this down to the increase in Macan's being stolen?
 
That does seem odd, how many miles? What's relative value? I have my insurance with Admiral on multi-car policy and my 911 992 GTS (£130k) is about £800 for 8k miles and my 718 GT4 (£75k) is about £400 on 2k miles. I was impressed by how low the Admiral prices were for the GTS and the GT4, Locktons were twice as expensive but they do include 'any driver over 35' and track days. Also I suspect Macan prices are driven by risk of damage and the relatively high cost of repair with Porches, rather than risk of being stolen. Mike
 
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The probability that GT3 cars do far less mileage than a family car may be a factor. Plus, garaging or not may be a prerequisite.
Regards
Bill
 
That does seem odd, how many miles? What's relative value? I have my insurance with Admiral on multi-car policy and my 911 992 GTS (£130k) is about £800 for 8k miles and my 718 GT4 (£75k) is about £400 on 2k miles. I was impressed by how low the Admiral prices were for the GTS and the GT4, Locktons were twice as expensive but they do include 'any driver over 35' and track days. Also I suspect Macan prices are driven by risk of damage and the relatively high cost of repair with Porches, rather than risk of being stolen. Mike

Thanks Mike and Bill. The mileage on the Macan is 12k vs 3k for the GT3, but I didn't think the mileage made that much of a difference, as I reduced from 8k to 4k on my Alpine, and the reduction was <£50. Maybe I'm wrong.

The GT3 is worth around 50% more than the Macan.

I'll run it through an online comparison and see if there is the same difference.
 
Just purchased a Macan GTS and note it has the option to run on premium unleaded (98) and unleaded (95). Any views on which to use?
 
If you read the online owners handbook carefully, but also as indicated on inside of the fuel filler flap its listed as 98 Ron E5 then in brackets the 95 Ron E10 fuel. So manufactueres instructions and reccomendation is for the premium fuel, but if you are running low it will run on lower octane fuel as the electronics adjust engine bits and bobs to compensate until you can fill up again with higher octane fuel.
I actually work in the fuel industry and written far more detailed info on another UK Macan forum so Im sure you will be able to find that. If your car was meant to run on lower octane fuel then manufacturer would have listed only that fuel in the handbook and filler flap.
Yes there are those that dispute that info, but honestly why spend all that money on a Macan GTS then squibble on diffrence in fuel costs.
As a thought, what would you "Run" on better? Fillet or prime beef or a Burger from a fast food restuarant for every meal?

Cheers GTB
 
If you read the online owners handbook carefully, but also as indicated on inside of the fuel filler flap its listed as 98 Ron E5 then in brackets the 95 Ron E10 fuel. So manufactueres instructions and reccomendation is for the premium fuel, but if you are running low it will run on lower octane fuel as the electronics adjust engine bits and bobs to compensate until you can fill up again with higher octane fuel.
I actually work in the fuel industry and written far more detailed info on another UK Macan forum so Im sure you will be able to find that. If your car was meant to run on lower octane fuel then manufacturer would have listed only that fuel in the handbook and filler flap.
Yes there are those that dispute that info, but honestly why spend all that money on a Macan GTS then squibble on diffrence in fuel costs.
As a thought, what would you "Run" on better? Fillet or prime beef or a Burger from a fast food restuarant for every meal?

Cheers GTB
GTB,
Sensible advice. I only put E5 in my Boxster S and you get 6p off a litre with the PCGB Esso card.
I also understand that the E5 fuel cleans the engine but not sure if this is true.
Steve
 
Steve,
For the major fuel retailers, Esso, BP, Shell their premium E5 fuel has diffrent "Additives" to the E10 fuel for sure. They all claim far better performnce and cleaner engines etc. You need to dig down into the data, and look at miles driven and type of engine you have to see if you really do get a better deal, that said one cant deny those "Additives" are better. Also with only up to 5% ethanol in the fuel, you have far less oppertunity for the fuel to contain water, Ethanol is an absorber of water, so just the vapour/humidity within the storage tank or even your own car moisture taken out the atmosphere and that of course isnt great. Thats why if you actually read the small print for your car, or data on fuel doesnt matter if petrol or diesel, if you are not going to use the vehicle for three months, either brim the tank up so no space or empty the tank.
Thats why people with lawnmowers, boats, petrol driven power tools all have issues when they go to use them after extended periods of non use, because you get whats called pahse seperation with the etahnol absorbing moisture from space above fuel in a part filled tank.

Cheers GTB
 

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