Insurance time again
- Thread starter kmdavis
- Start date
Steve Brookes
Moderator
Same for me. Mine just came through but had only gone up 7 quid. Adding the new guaranteed value of £19,000 (PCGB valuation in January) didin't affect the renewal premium either. However, it has never been as low as the prices that Jagman and Dekker are getting.
Well, tried Aviva and they quoted £367. So I phoned Classic Line and told them I had been quoted £252 by Lancaster and after a bit of searching they came back with a quote of £248, with no changes to the policy just thjrough a different company.
So, the bottom line is always have a shop around. Just got to get it taxed now, an expensive time of year.
Keith
So, the bottom line is always have a shop around. Just got to get it taxed now, an expensive time of year.
Keith
I agree, they apologised and stated that they should have looked for a different quote without me asking.
We will see waht happens next year. I may resurect this thread again.
As an aside, when I valued the car last year through the club and the valuation incresed from £14k to £18K the premium incresed by £28. I have just had the value of the Jaguar halved yet my premium hasn't reduced. This is with Footman James. I will be giving them a call to see what the story is.
Cheers
Keith
We will see waht happens next year. I may resurect this thread again.
As an aside, when I valued the car last year through the club and the valuation incresed from £14k to £18K the premium incresed by £28. I have just had the value of the Jaguar halved yet my premium hasn't reduced. This is with Footman James. I will be giving them a call to see what the story is.
Cheers
Keith
Just renewed with Admiral £600 as part of multicar policy (cheapest on meerkat was £995). They did ask if I wanted to protect my 12 years no claims and I explained I was trying to reduce the cost, not put it up ... They checked anyway and it reduced the premium by £8 !!! Which they explained was probably because statistically careful responsible drivers tend to insure their no claims!
Thought it worth sharing with all you careful drivers out there [
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Thought it worth sharing with all you careful drivers out there [
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Dekker
New member
The trouble with those comparison sites is that the cheaper deals are not found there any more.
A few years back I had some good deals on Confused, but not nowadays.
Aviva, Direct Line and Churchill to name a few of the companies who don't allow web search programs to use their services.
The cheapest quote I had on Confused was £392
A few years back I had some good deals on Confused, but not nowadays.
Aviva, Direct Line and Churchill to name a few of the companies who don't allow web search programs to use their services.
The cheapest quote I had on Confused was £392
This is what really annoys me about insurance companies, why don't they just quote you their best price in order to retain the business, instead of ramping up the price & hoping they get away with it?
tbf, with my daily driver, they quoted me slightly higher than the best price I was able to get off Confused, when I called them in the hope of them bridging the gap, they said no, that was their best price. I decided to stick with them because they had given me an honest quote & I've had no problem dealing with them in the past. The difference was only £25 or something.
I tend to change my home insurance provider every year though, they seem to be the worst rip off merchants around, Halifax being particularly bad. I don't give them a 2nd chance, either give me your best quote or lose my business. []
tbf, with my daily driver, they quoted me slightly higher than the best price I was able to get off Confused, when I called them in the hope of them bridging the gap, they said no, that was their best price. I decided to stick with them because they had given me an honest quote & I've had no problem dealing with them in the past. The difference was only £25 or something.
I tend to change my home insurance provider every year though, they seem to be the worst rip off merchants around, Halifax being particularly bad. I don't give them a 2nd chance, either give me your best quote or lose my business. [
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I tried Classic Line ....never called me back as I wanted 1500 Business covered for sunny days working with a total of 4K miles a year , tried Caral Nash, who cover my 3 motorbikes...for the 964 they wanted £1900 !!
So went back to Admiral and my multicar policy, £216.01 limited milage 4K with occasional business miles ...£45 cheaper than last year as I took 2K total miles off !
This is all with 11 year NCD, 1x SP30, age 49, Surrey, not garaged .....whats the world coming to ;-)
So went back to Admiral and my multicar policy, £216.01 limited milage 4K with occasional business miles ...£45 cheaper than last year as I took 2K total miles off !
This is all with 11 year NCD, 1x SP30, age 49, Surrey, not garaged .....whats the world coming to ;-)
mcgc0
PCGB Member
My turn for a renewal quote... following criteria:
- 1990 C4
- LU6 postcode (village outside of Leighton Buzzard - new home)
- Age 53 years
- Garaged
- Full write-off claim last year
Here's where I ended up:
- Norton/Heritage brokers
- Chaucer Insurance (my current insurers and the ones who paid out for the write-off on the way to Le Mans last year)
- £381 / annum premium
- £350 excess
- 5k annual mileage (3k mileage was £305 annual premium)
- Track day cover included (£1k excess)
- EU breakdown cover included
- Legal protection/cover included
- Agreed £20k valuation
To be honest I can't fault these guys. My current London postcode (garaged) still only came in at £420 too. When I punted my other C4 into a wall on the way to Le Mans last year Heritage and Chaucer were absolutely brilliant - immediate replacement car (diesel Golf not what I was thinking of entering the Porsche Curves site with though), with fast repatriation of the creased C4 to a garage of my choice. Full agreed value pay-out (on a write-off) and 30% buy back for salvage (standard small print). And they still came in cheaper than all other after a full day of quote ring-rounds today - including all the companies mentioned in other replies..!
Marcus
- 1990 C4
- LU6 postcode (village outside of Leighton Buzzard - new home)
- Age 53 years
- Garaged
- Full write-off claim last year
Here's where I ended up:
- Norton/Heritage brokers
- Chaucer Insurance (my current insurers and the ones who paid out for the write-off on the way to Le Mans last year)
- £381 / annum premium
- £350 excess
- 5k annual mileage (3k mileage was £305 annual premium)
- Track day cover included (£1k excess)
- EU breakdown cover included
- Legal protection/cover included
- Agreed £20k valuation
To be honest I can't fault these guys. My current London postcode (garaged) still only came in at £420 too. When I punted my other C4 into a wall on the way to Le Mans last year Heritage and Chaucer were absolutely brilliant - immediate replacement car (diesel Golf not what I was thinking of entering the Porsche Curves site with though), with fast repatriation of the creased C4 to a garage of my choice. Full agreed value pay-out (on a write-off) and 30% buy back for salvage (standard small print). And they still came in cheaper than all other after a full day of quote ring-rounds today - including all the companies mentioned in other replies..!
Marcus
Just renewed my insurance, I was with Heritage and they wanted £350 to renew but they have a £16k value limit over which you have to garage the car, which I can't at the moment.
Ended up with Classic Line on what I think is a much better policy, with legal and breakdown cover, 5000 miles per year, track day cover and agreed value and all for £278 which is marvelous. []
Ended up with Classic Line on what I think is a much better policy, with legal and breakdown cover, 5000 miles per year, track day cover and agreed value and all for £278 which is marvelous. [
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