I Think I Have Killed My Car!!!!

[Guest]

I would like to mirror John's comments, somebody else in my shoes would have moderated it, but I believe in freedom of speach, but guys, please let us not get personal, I have thick skin, but not everyone has.

Yes I am gutted that I have lost my pride and joy, but let's not lose sight of reality, it is a piece of metal with wheels, albeit an expensive one, but it is all the same. I am 100% fine, not even a scratch or ache now, so that is testiment to 1) How fast I was going and 2) The build quality of our cars.

I hope we will not have any judgemental comments, as I WILL moderate them.

Cheers guys

 

[Guest]

I apologise to all concerned...... heat of the moment.

 

[944Turbo]

Sorry for prolonging the argument but every time I tried to reply yesterday I had to do some work.

To err is human, wether slipping on black Ice, coming over on a forum as tosser, or etc. I'm glad the forum is populated by Humans.

Tony

P.S. how many RHD 944 cabs are left?

 

[tim court]

but every time I tried to reply yesterday I had to do some work.

Unbelievably inconvenient isn't it!![]

 

[944Turbo]

[][][]

 

[Guest]

I believe that they only made 1,400 right hand drive S2 Cabriolets, of which only 400 originally made it into the UK, so I bet there are not that many left.

 

[Guest]

No consolation for losing a well loved car but my experience of insurance companies is they are very fair with this type of car on valuations.

Although they sold in very limited numbers there are always plenty for sale, albeit far apart, throw in winter weather and if you have to replace the car it looks like the odds are in your favour.

Insurance might well double though.

The Crow.

Polite and civil as always....

 

[Diver944]

Blimey, I go away for a couple of days, Phil stacks his car and we have a little spat [][][] and I miss it all.

Seriously Phil, I was shocked to open this post and see the pics of your pride and joy. I hadn't even been for a ride in it yet (unless you count listening to your bass-tastic stereo at Le Mans). When I read the lampost had fallen over I started to get very worried [] concrete and a cabriolet roof cannot be healthy, but I'm glad you're okay.

I take it that there is suspension and chassis damage as I cannot see that a wing, bonnet, wheel, headlamp and PU would cost so much. I know for a fact that a brand new 944 wing from Porsche is a surprisingly reasonable £300 from Porsche (with discount) and I picked up a complete popup S/H from Husbourne Crawley for £30 [:-] If the chassis and suspension is ok then I would recommend getting some costs for S/H parts from one of the many Porsche breakers.

Really hope you can keep the car, but if not and you do get a reallistic insurance payout then Crow is absolutely right about now being the time of year to buy another Cab.

 

[Robbiemeister]

ORIGINAL: crowmann

Accident was not my fault.............................

The Crow.

Every accident I have ever had was not my fault, it was always the other guy, just for being there, I mean if he had started out earlier or later he wouldn't have been there and I wouldn't have an accident. So it's always the other guys fault.

Even in cases where there isn't "the other guy", for example when I hit a tree. That wasn't my fault oh no. It was the butterflys fault, you know the butterfly on the other side of the world who flapped it's wings and caused it to rain in Oxshott Woods that day and made the road wet that I skidded on, oh no not my fault it was the butterfly.

Get real.

 

[Mark_Bennett]

my experience of insurance companies is they are very fair with this type of car on valuations.

Excuse me a minute...

HA Ha HAHAHAHAHAHHAHAHAa Ha HaHAAHaHaHaHaHaH


HAH!

Your experience and mine are obviously somewhat different.

One 944. Hit whilst stationary at Le Mans.
One dented rear wing, and possible damage to rear rght suspension (best to replace for safety's sake.
Bodytechnics "don't worry, it's a straight car, no chassis damage, easy repair for less than it's value".
Norwich Union - We'll write it off.
Me - Whaaaaa?
Norwich Union - Our man values it at (half the market value).
Me - Whaaaaaaa?

Long story. Involves me proving to them the true value, them stealing the car and putting it in a salvage yard (damaging it further). Them trying to make me claim for the extra damage "and that will be 2 claims so your protected no-claims will be void!" (Hold on, the first accident was not my fault, and the second incident was your fault...). Them trying to write it off valued as a LHD car in France, because the accident happened there "and that will be less than the UK value sir". Having to hire a car to go to the conveniently located salvage yard 200 miles away, so that I could retrieve my belongings. Finding the car at the salvage yard with "straight car - for sale" written on the screen. 6 months worth of heated phone calls. Insurance company "helpline" repeatedly saying "it's our car - you must send me your logbook", when what I was trying to do was get the address to send proof of value to (as arranged with their valuation engineer, who admitted he knew nothing about Porsches). Being told " I don't care if you have documentation about the value - I'm only going to bin it"...I could go on.... End of story - Took Norwich Union to Ombudsman. Ombudsman appalled, fines NU.

What normally happens is that people give up, and companies get away with undervaluing cars, because the few that take it to the end, where they get the Ombudsman involved, are far out weighed by the ones that give up. They are quids in.

Real result? I never tire of telling people how bad NU were. And I would rather pay double than use them again.

 

[Diver944]

Good for you Mark. Insurance claims are a nightmare and I've heard of a number of similar stories like yours (though yours is the worst!) where the owner eventually gives up so they can get on with their new car. Insurance companies know this and it must save them millions over a year. It really is important to have an agreed value with cars away from the market norm like Porsche, especially with older ones where there are many old heaps that drag the average price down. The insurance company looks at this average price, offers you a bit less and all you have to argue with is a 'mint' car that is now covered in dents, mud and rusting bodywork in a salvage yard.

The valuation certificate that Steve Kevlin in club office can arrange is really worth its weight in gold and very easy to obtain.

 

[Fen]

ORIGINAL: Mark Bennett
Your experience and mine are obviously somewhat different.

One 944. Hit whilst stationary at Le Mans.
One dented rear wing, and possible damage to rear rght suspension (best to replace for safety's sake.
Bodytechnics "don't worry, it's a straight car, no chassis damage, easy repair for less than it's value".
Norwich Union - We'll write it off.
Me - Whaaaaa?
Norwich Union - Our man values it at (half the market value).
Me - Whaaaaaaa?

Long story. Involves me proving to them the true value, them stealing the car and putting it in a salvage yard (damaging it further). Them trying to make me claim for the extra damage "and that will be 2 claims so your protected no-claims will be void!" (Hold on, the first accident was not my fault, and the second incident was your fault...). Them trying to write it off valued as a LHD car in France, because the accident happened there "and that will be less than the UK value sir". Having to hire a car to go to the conveniently located salvage yard 200 miles away, so that I could retrieve my belongings. Finding the car at the salvage yard with "straight car - for sale" written on the screen. 6 months worth of heated phone calls. Insurance company "helpline" repeatedly saying "it's our car - you must send me your logbook", when what I was trying to do was get the address to send proof of value to (as arranged with their valuation engineer, who admitted he knew nothing about Porsches). Being told " I don't care if you have documentation about the value - I'm only going to bin it"...I could go on.... End of story - Took Norwich Union to Ombudsman. Ombudsman appalled, fines NU.

What normally happens is that people give up, and companies get away with undervaluing cars, because the few that take it to the end, where they get the Ombudsman involved, are far out weighed by the ones that give up. They are quids in.

Real result? I never tire of telling people how bad NU were. And I would rather pay double than use them again.

That's incredible. I've never used them since my RD80 days (some years ago!) but I would think twice now. It just goes to show that, while some companies are honest and provide good service, being a household name is no guarantee that they won't use illegal practice and bullying.

Did you report your car to the Police as stolen?

 

[Guest]

If you value the car fairly then you will be ok with insurance companies IMHO.

However if you think that every pound you spend will translate to a pound on the value then you are going to be disappointed.

The Crow.

 

[912UK]

I'm sorry to hear of your bad news I have not really been looking on the 924 or 944 forums as I have a 912 and 356 but I read with disapointment one persons comments wow what a ******!!

My Girlfriend has a 1.0lt Polo P reg she drove home the other week from mine late at night [] and it was the first day we had a heavy down pour from all that sun (remember that, SUN ) and she was in a 40 limit and she is new to England any way. So she was going slower than she normaly does. Their is a bridge on a slight bend and she started to turn in to the bend about 30 mph and it just went straight on hit the bridge and spun it round and totaled the car. I went down to the scene and the police closed the road because it was so slippy. A build up of dirt and deisel and the likes mixed with the rain made it dangerous.

SO ACCIDENTS do happen that's why they are called Accidents!!


Any way, I am so sorry to hear about your car it looked a nice one. They will write it off for sure. Did you have protected NCB if you have they should be ok with that. We all if we are honest dread any thing happening to our cars esp after all the time and effort we all put in. Sorry man. This time next year you will have forgot all about it and back behind another Porsche

M

 

[Robbiemeister]

Recieved this in my inbox this morning, thought I would share it with you.
Forum software asteriscs out the word tw@t but I think you get the drift.
[][][][][][][][][][][][][][][][][][]



>-----Original Message-----
>From: crowmann from Porsche Club GB Forum
>[mailto:thecrowmann@hotmail.com]
>Sent: 31 October 2003 08:39
>To: rb@robertbailey.freeserve.co.uk
>Subject: being a total twat
>
>
>Why are you such a great example?
>
>Where you born one or have you practiced?
>
>The Crowmann
>
>

 

[Guest]

5 days have passed since my accident and now have had real time to reflect on the whole thing.

Firstly I would like to extend my gratitude to all that have given warm words etc, also, I have decided that as I only had one years no claims, it shouldn't effect my premium too much, plus, when they eventually decide to write it off, which I am certain they will, I shall be buying it back, either to break (which is not my first choice), or to get repaired, which is what my first choice is.

I wait with interest to see what AXA (through Carole Nash) will do as far as valuation of the car, but I know it is a real minefield out there as far as this is concerned.

I had given the value of the car as £12,000, but having looked in some past editions of Porsche Post, I notice with interest that older S2 Cab's have been on sale with more miles for more than £12,500 and younger ones with less miles on for less than £10,000.

Those of you that know me, know that I had the engine rebuilt for the trip to Le Mans this year, which didn't come cheap, but also, those from Region 8 know that I recently had all the little rust spots done, body work cut back and spent hours with the Zymol (which I can still remember the aching arms and back!!)

How much value do you put onto that? Very hard to do.

I just hope that they do not come back to with a silly offer of £6,000 or something. We will just have to see.

Well I will finish rambling on now and speak to you all soon and see some of you on Monday night at the Region 8 meeting (which I am chairing in Helen and Larry's absence).

Cheers guys and gals.

Phil (now driving a Honda Civic [])

 

[Guest]

Recieved this in my inbox this morning

Remind me never to send you an email - bet you didn't ask if it could be published ?

I don't necessarily defend the sentiment, but.....

 

[Mark_Bennett]

ORIGINAL: crowmann

If you value the car fairly then you will be ok with insurance companies IMHO.

Ladies and Gentlemen, I think we have the boards first Troll. []

 

[Mark_Bennett]

For any that are unaware of the term...

Troll

 

[John Sims]

Recieved this in my inbox this morning

There are times when I wonder if we have slipped into a parallel universe and can this realy be happening.

I agree with you for bringing the posting to our attention and think such a targetted and offensive act is outragious. I'm afraid it only further confirms my perception of the individual and saddens me greatly that the spirit of the Club and the forum should be so blattantly disregarded.